商业保险

商业保险


业务保险是指保障企业在正常经营过程中可能发生的事件所造成的损失. 每个企业主都需要保险,以确保你的企业面对的所有不同类型的风险都得到保护. 业主可能需要投保的商业保险包括:
  • General 责任 insurance; to help pay for medical expenses, damages & 要求您的业务造成人身伤害或财产损害的诉讼
  • Commercial Property Insurance; can help protect your company’s physical assets, 比如你的建筑, 家具, 标志, 发生火灾时的设备和库存, 风暴或者盗窃. 即使你在家工作,你也可以获得商业财产保险.
  • 企业家的政策, or BOP; is a combined package of different coverages, 房地产等, 责任, 犯罪报道等. 防喷器政策可以根据您的需要进行调整
  • Professional 责任 insurance; insures against negligence claims and helps cover lawsuits that result from mistakes or failure in the services your business provides
  • Commercial 汽车保险; can protect your business and employees from a variety of damages and accidents related to the operation of vehicles.
  • Workers’ Compensation Insurance; can protect your employees in the instance of a work related accident.
  • Crime Insurance; can protect your business from crime-related losses such as theft and forgery.
  • Business Income Insurance; can help pay bills and cover costs if your business has to close temporarily.
  • Cyber Liability Insurance; can help protect your business from damages related to electronic data, 计算机系统, 数据泄露,甚至电脑攻击.
  • Equipment Breakdown Insurance; can protect your business from damages and costs related to computers, 电气和机械设备故障.
  • Business Interruption Insurance; this insurance covers lost income and expenses resulting from property damage or loss. 这有助于保持你的业务运营,如果外部力量导致你的业务关闭的原因. 例如, 如果一场火灾迫使你关门一个月, 这份保险会报销你的工资, 税, 租金, 以及在此期间获得的净利润. 
  • Builder's Risk Insurance; this coverage insures buildings while they are being constructed.
  • Home-Based Businesses; Homeowner’s policies don’t cover home-based businesses like commercial property insurance covers businesses. 如果你经营的是居家企业, 询问设备和库存的附加保险.





无论您的业务需要,伊利诺伊州保险中心公司. 可以保证你.  想要获得报价,今天打电话给我们 (708) 524-4900.



今天就申请免费评估我们的商业保险计划. 
请致电(708)580-0242凯发旗舰娱乐在伊利诺伊州芝加哥的办公室 .

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